DINKWAD Money

Financial independence calculator

Find your “FI number” — the portfolio that covers your spending at a safe withdrawal rate — and how long until you get there. Enter your numbers below.

4% ≈ the classic “25× expenses” rule.

See your results — free

Enter your email to unlock your FI number, your years-to-FI, and the full year-by-year projection. It’s free — you’ll also get the DINKWAD Life newsletter, and you’re recognized across DINKWAD (challenges, etc.) so you won’t be asked again.

Projections assume a constant return and level contributions, ignore taxes and inflation, and are a planning model — not a guarantee or financial advice.

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